After experiencing or seeing others experience a disaster in their home, many homeowners start to wonder if they have proper homeowners insurance coverage on the property. Once they start looking closer at their policies, it becomes obvious that most homeowners do not have sufficient coverage. Most homeowners would end up paying a high amount of […]
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Mold and Mildew – How Can You Tell the Difference?
Mold and mildew have commonalities but are not the same substance. Both tend to look the same, both are fungi, grow in moist places, and are unwanted when you find them in your home. However, that’s where the similarities tend to end. While it can take some experience to learn how to tell the two […]
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Types of Water Damage Covered by Home Insurance
Did you know that one in 50 homeowners will file a water damage claim each year? Water damage is the second-largest insurance claim following wind and hail damage. Homeowners often have several questions regarding water damage. What’s covered, what isn’t and why things like “gradual damage” are not covered under certain policies. Here’s a guide […]
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How to Get Your Home Ready For Summer Vacation
It’s summertime, which means it’s time to break out the sunscreen and get ready for lazy days and warm nights. Summer also allows us to escape to the beaches or other places for long vacations away from home. However, a vacant home can spell trouble in a few ways – here are some tips to […]
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10 Ways to Protect a Commercial Building Between Tenants
In the world of real estate, there are times when a building is vacant between tenants. As a property owner, it is in your best interest to protect your vacant commercial property as it waits for new renters to arrive. Insurance risks and liabilities associated with a vacant property can be extensive. Understanding the risks […]
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Top Smart Home Devices to Protect Your Home When You’re Away
With summer in full swing, it’s time to start thinking about leaving home for a long vacation! Leaving your home shouldn’t be a nerve-wracking experience. With smart home devices becoming more and more advanced and intelligent, you can keep an eye on your home and not worry about water or fire damage without being physically […]
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8 HVAC Tips You Need to Know
As the weather gets warmer in the Chicago area, turning your HVAC system from heating to cooling requires it to work in new ways to keep the temperature in your home comfortable. Instead of keeping out the blustery cold of winter, it now has to work to reduce the humidity of summer and keep the […]
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Top Apps to Help You Take a Home Inventory
Regardless of the size of your home, or if you live in an apartment, taking an inventory of your assets and keeping track of the items in your home is an important step to keeping your property in order. While the process can seem tedious, taking the time to catalog your assets can be extremely […]
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Carpet Mold – What’s Happening Beneath Your Feet?
Carpeting is the number one floor covering in most homes. It provides warmth, decor statements, tends to be low maintenance, and has overall comfort over hardwood or laminate flooring. Carpets are also a great trap for dust and allergens, which can be easier on your respiratory system than kicking up the particles from hardwood floors. […]
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How to Save Wet Documents After Water Damage
Water damage hits without warning. Your home can be perfectly dry one moment, and the next day you are dealing with a cracked pipe and a basement full of water. When we think of flood damage, we tend to think of structural damage or larger items like electronics or furniture damage. We rarely think about […]
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